Gratitude Focus: Today, I Am Grateful For Good Bankers And Insurance Brokers

Reflection/Why I’m Grateful:

  Recently, we had our house appraised to see what value had accrued since our investment.

We've been working with our financial advisor on a possible next investment, and after reviewing all options, she recommended a creative approach:

Rather than liquidating an asset or getting a conventional loan for the new investment, she suggested borrowing short-term against the equity in our home and paying it back within a year.

That strategy makes sense if you truly intend to pay it back quickly — because banks often offer “introductory rates” on home equity lines, but once the rate jumps 300 basis points, that debt can get expensive fast.

I’m grateful for good financial advisors and bankers who focus not just on making a transaction, but on helping me achieve my goals while keeping more of my money — not giving it away to the banks or government.

And I’m equally grateful for good insurance brokers who help protect these investments smartly and responsibly. 

Are your financial advisors helping you keep more of what you’ve built — or just selling you more services?

Question for Reflection

 

 

Hi, I’m Orvin Kimbrough, volunteer, board director, chairman, and CEO. I help professionals move from feeling stuck to being strengthened by reshaping how they think, lead, and live. My work focuses on confidence, leadership, and influence through mindset shifts, expanded networks, and bold, values-aligned action. My perspective is rooted in lived experience, from growing up in foster care to leading complex institutions as a CEO and shaped by faith, resilience, and a deep belief in human potential.

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Books for Every Stage

Twice Over a Man

A memoir often described as a leadership guide wrapped in an honest, relatable story of perseverance, healing, and growth. It explores how pain can be reframed into purpose and how ordinary people build meaningful lives through courage and clarity.

More Than a Conqueror

Written for teens and young adults, this book encourages confidence, resilience, and identity formation during the years when self-belief is being shaped.

Ward and the State

A children’s book that gently introduces big ideas like belonging, courage, and hope, helping young readers see themselves as more than their circumstances

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Tags: Gratitude